Whether you need money for unexpected expenses, a medical crisis, to further your children’s education, renovate your home or consolidate your accounts – a *Sanlam Personal Loan of up to R100,000 could be the ideal solution. And of course, it makes perfect sense to turn to someone you already trust with your finances; someone with an established reputation and many years of experience in the financial services industry
And the best of all is that there is virtually no paperwork involved – the entire process can be completed online and over the phone.
- Minimum monthly income of at R3, 000 (Regular Income)
- Have a clean credit record
- Have a South African ID and over 18
- Easy application – no personal interview or paperwork necessary.
- No security required – your mortgage of property or session of policy.
- Flexibility – you can use the loan in any way you wish.
- Affordable loan amount – however much you can comfortably pay back, from R4000 up to R30 000.
- Choice of loan period – from two up to five years.
- repayments – not affected by subsequent interest rate hikes.
- Peace of mind – you can insure repayment of your loan in the event of death or disability.
- You get an answer back within hours, and if we approve your application, the money will be transferred to your bank account the very next working day.
- For your peace of mind Sanlam offers an optional Personal Protection Plan, which settles your outstanding loan balance in the event of your death, permanent disability or certain dread diseases. It also provides limited cover in the event of temporary disability and should you be retrenched, your monthly payments will be covered for up to 6 months. This plan is optional and will not affect the outcome of your loan application.